Welcome to Jeevan Sanskar Cooperative (U) Thrift and Credit Society
We are providing financial supports to our Society members. The Society accepts deposits in the shape of Fixed Deposits, Recurring Deposits, Daily Deposits and Compulsory Deposits etc. from its members and grants them higher Interests on their Deposits and also provide loans at reasonable interest, when needed.
Create an AccountWe offer three type of membership you can choose best for youself.
Any person of any religion who has attained the age of 18 years and is residing in Ghaziabad District, and not a member of any other Thrift and Credit Co-operative Society, not punished for any criminal offence by the court of law, is eligible to join the membership of the Society.| Membership Fee | Share Money | Compulsory Deposit | Co Operative Kalyan Fund | Co Operative Education Fund | Misc. | Total | |
|---|---|---|---|---|---|---|---|
| 1 | 100 | 500 | 300 | 200 | 200 | 200 | ₹ 1500 |
| 2 | 100 | 500 | 500 | 200 | 200 | 200 | ₹ 1700 |
| 3 | 100 | 500 | 1000 | 200 | 200 | 200 | ₹ 2200 |
Online Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the Jeevan Sanskar Cooperative (U) Thrift and Credit Society Limited or other banks we support by adding your beneficiaries
We care about your money and safety.
Our Mission
To promote, coordinate, and expand economic opportunity for members through a growing network. It envisions transforming cooperatives into safe and sound financial institutions that would cater quality services and safeguard members' money.
Our Services
We are providing financial supports to our Society members. The Society accepts deposits in the shape of Fixed Deposits, Recurring Deposits, Daily Deposits and Compulsory Deposits etc. from its members and grants them higher Interests on their Deposits and also provide loans at reasonable interest, when needed.
Our Objective
The primary objective of the Society is to promote the Unity, self-reliance and mutual support between the members, and to provide the loan on the reasonable rates to fulfill their domestic, social, religious and moral duties requirements of the members, also to uplift the social and economic conditions of its members by promoting saving habits.
This Society is working on full democratic manners, which is formed of its members, by the members, for the members.
Loan Facility
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within Jeevan Sanskar Cooperative (U) Thrift and Credit Society Limited or to other banks. Transfer within Jeevan Sanskar Cooperative (U) Thrift and Credit Society Limited is instant and to other banks may take 24 hours.
Recurring Deposit
Account-holders of Jeevan Sanskar Cooperative (U) Thrift and Credit Society Limited are able to deposit their money through our several payment systems. We have online payment services.
Fixed Deposit
Safe, Secure, Guaranteed Returns. 100% Tax Free Returns. Save Tax upto 46.8 K under 80C. Compare over 20 Plans from top Insurers, Get Unbiased Advice from Top Experts for Free. Systematic Transfer. Loyalty Addition. Free Premium Redirection. Lowest Premium.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
Our Membership Process is very simple
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit
Deposit some funds before applying on any FDR or RD plans.
Get Service
Now you can get any of our services as our registered account-holder
Efforts are our rewards are yours!
pradeep
- Lock in Period 36 Days
- Get Profit Every 12 Days
- Profit Rate 10%
- Minimum ₹100,000.00
- Maximum ₹500,000.00
FD for 5 Years
- Lock in Period 180 Days
- Get Profit Every 1825 Days
- Profit Rate 12%
- Minimum ₹5,000.00
- Maximum ₹500,000.00
Double FD
- Lock in Period 180 Days
- Get Profit Every 2250 Days
- Profit Rate 11.89%
- Minimum ₹5,000.00
- Maximum ₹500,000.00
Grow your deposit with us.
10000/Month 24 Months RD
- Interest Rate 11%
- Installment Interval 30 Days
- Total Installment 24
- Deposit Amount ₹240,000.00
- You Will Get ₹266,400.00
10000/Month 12 Months RD
- Interest Rate 5.41%
- Installment Interval 30 Days
- Total Installment 12
- Deposit Amount ₹120,000.00
- You Will Get ₹126,492.00
5000/Month 12 Months RD
- Interest Rate 5.41%
- Installment Interval 30 Days
- Total Installment 12
- Deposit Amount ₹60,000.00
- You Will Get ₹63,246.00
We Have The Best Loan Plans
Regular Loan
- Take Minimum ₹2,000.00
- Take Maximum ₹500,000.00
- Reducing Interest 1.25%
- Installment Interval 30 Days
- Total Installment 12
We provide our services all over the Ghaziabad
To provide our members long term attractive financial growth and returns for their investments. Promotion and sustenance of economic interest and providing easy finance, cost effective and quality banking services to Members with special emphasis on the co-operative movement.
2K
Account Holders
3M
Total Transaction
1
Total Branches
Complete
Ghaziabad We Serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
Id Proof (Voter Id card, Aadhar Card, Pan Card etc.) Address Proof (Electricity/Water Bill, Compulsory) Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory) Latest passport size Photos (2)
Offers higher Interest rates on deposits. (More than BANKS) No TDS is deducted on the Interest earned on the deposits . Wide ranges of Schemes . Hassle Free Loan Products . Full transparency .